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Earthquake Insurance in Bountiful UT & Woods Cross UT

It happened: a massive earthquake struck where you live. Now what?

If you're covered with an earthquake insurance policy, you are in good standing. But if you simply had homeowners insurance, the damage and repair is unlikely to be covered by the carrier if a quake strikes. Earthquake damage could severely affect what is most likely your most valuable asset: your home.

This is why it's important to equip yourself and your family with the coverage you need. First Priority Insurance provides earthquake insurance to clients in Bountiful, Woods Cross, Centerville, North Salt Lake, Farmington and surrounding areas across the state.

Understanding Earthquake Insurance

Depending on where you live, earthquakes can be rare, but they can have significant repercussions. Aside from incurring damage to sentimental items and causing unexpected problems, even a tremor can mean serious losses and subsequent home renovations. Rebuilding your home as is can be a costly process without the cushion of insurance.

Earthquake insurance can be tailored for a variety of budgets and circumstances. For example, rates may be lower for homes made out of wood versus homes made out of brick, as wooden homes are better at absorbing quakes. Your rate will also depend on your location and the probability of an earthquake occurring. Single-story homes are also less vulnerable to quakes than multi-story homes.

Personal property claims are another section of earthquake insurance. Instead of covering your home itself, these claims cover belongings such as furniture or electronics affected by the quake. Additional Living Expenses (ALE), or loss of use, covers costs to live elsewhere while your home is evacuated or under repair.

Anticipate the Unlikely

According to the United States Geological Survey's recent U.S. National Seismic Hazard Maps released in 2014, 42 of the 50 states "have a reasonable chance of experiencing damaging ground shaking from an earthquake in [a building's typical lifetime of] 50 years."

Consider the ramifications of an earthquake striking and your home being affected. You could have to pay to rebuild your home while also paying your existing mortgage, and for you and your family to stay elsewhere while your home is rebuilt.

Just as with flood insurance, you can add earthquake coverage to an existing homeowners policy or keep it separate. Excluding this coverage from your portfolio of protection could be disastrous. Contact us today to learn how we could help you.

Our Locations

Bountiful Office

442 N Main Street, Suite 210 A
Bountiful, UT 84010
Main office: 801-829-9437
Toll free: 800-275-8566

First Priority Insurance - Logan Office

255 South Main Street Suite 105
Logan, UT 84321
Main office: 435-562-4375
Toll free: 800-275-8566

Ogden Office

2727 North Washington Blvd Suite 102
North Ogden, UT 84414
Main office: 801-829-9437
Toll free: 800-275-8566

Salt Lake City Office

12217 S Loan Peak Pkwy Suite 150
Draper, UT 84020
Main office: 801-829-9437
Toll free: 800-275-8566

Our Providers

"I have never had an insurance agency more dedicated to keeping their customers happy. On top of the great service, they have also provided me with coverage that is by far cheaper than anyplace else I looked."
Ray P. SLC, UT
"First Priority Insurance got me a great rate! They are always there to answer questions and help me with all my insurance needs. Great Customer service!!!" -Haley J. SLC, UT
Haley J. Logan, UT
"They are always quick to respond to both emails and phone calls. They answer questions thoroughly, and they work hard to make sure we continue to have the best policy and insurance provider to meet our needs. I would highly recommend First Priority Insurance to anyone looking for insurance."
Ruth C. Bountiful, UT
"First Priority worked hard to find the best rates for my home, boat, and auto insurance. Great follow through to ensure proper charges and coverages. I highly recommend them and will use them as much as possible in the future.”
Mike N. Ogden, UT
"I have been a customer of First Priority Insurance for several years and I can honestly state that I have never worked with a more competent and helpful insurance agency. They are always willing to jump right in and help every time I call whenever that may be. I have received what can only be called excellent customer service from First Priority Insurance. I have recommended them to many of my friends and I recommend them to any one who reads this."
Cliff P. West Valley City, UT