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Individual Life Insurance in Bountiful UT & Woods Cross UT

Reassurance for you and your Loved Ones.

First Priority Insurance provides life insurance to individuals in Bountiful, Woods Cross, Centerville, North Salt Lake, Farmington, Salt Lake CIty, and surrounding areas.

Many individuals consider life insurance to be the cornerstone of a sound financial plan. And while no one likes to think about passing on, Life Insurance can relieve you of the financial worry your loved ones may face in the event of your passing. 

Your beneficiaries will be able to use your Life Insurance policy to help pay for anything from expensive funeral costs and estate taxes to making up for lost income or funding your child’s education. It can even be used to continue payments on your mortgage to help ensure that the family home stays in the family.

At First Priority Insurance, we know that choosing a Life Insurance plan is a big decision with many important factors to consider. Our knowledgeable team of insurance professionals is committed to walking you through the process and providing you with the best insurance solution to give you and your family the reassurance they deserve. 

Types of Individual Life Insurance

First Priority Insurance offers several different coverage options for your consideration including term life, whole life, and more.

Term Life – This is typically the simplest and least expensive insurance option. Term life insurance provides coverage at a fixed rate for a specified period of time. It’s a benefit policy that’s used primarily to cover financial responsibilities of the insured, with the benefit to be paid only if the insured were to die during the specified term. Most term life policies can be converted to a more permanent insurance solution such as whole life or universal life insurance.   

There are two types of term life insurance: 

  • Annual Renewable Term is purchased for a period of one year, with the death benefit to be paid only if the insured were to die during that one-year term, along with the option to renew after the term period.
  • Level Term Life guarantees a fixed premium for a given period of time, usually in terms of 10, 15, 20, or 30 years. Your premium is based on your age and coverage options, with longer terms being more expensive.
  • Whole Life – As the most common type of permanent insurance, a whole life policy guarantees a death benefit for the lifetime of the insured as well as a cash value account for savings. Your premium remains constant throughout the duration of policy while payments over and above your premium are credited to your savings, which earn a fixed rate of interest. 

First Priority Insurance is here for you

There are many things to take into account when purchasing life insurance, and changes in your life situation can reflect changes in your insurance requirements. That’s why it’s important to carefully consider the different policy options and ensure that you have the right solution to meet your long-term life insurance needs. 

An insurance specialist with First Priority Insurance will review your current life insurance situation and help you design a policy to plan for the future. 

At the end of the day, one of the biggest investments you can make is an investment in yourself. 

As your personal situations change (i.e., marriage, birth of a child or job promotion), so will your life insurance needs. Care should be taken to ensure this product is suitable for your long-term life insurance needs. You should weigh any associated costs before making a purchase. Life insurance has fees and charges associated with it that include costs of insurance that vary with such characteristics of the insured as gender, health and age, and has additional charges for riders that customize a policy to fit your individual needs.

Our Locations

Bountiful Office

442 N Main Street, Suite 210 A
Bountiful, UT 84010
Main office: 801-829-9437
Toll free: 800-275-8566

First Priority Insurance - Logan Office

255 South Main Street Suite 105
Logan, UT 84321
Main office: 435-562-4375
Toll free: 800-275-8566

Ogden Office

2727 North Washington Blvd Suite 102
North Ogden, UT 84414
Main office: 801-829-9437
Toll free: 800-275-8566

Salt Lake City Office

12217 S Loan Peak Pkwy Suite 150
Draper, UT 84020
Main office: 801-829-9437
Toll free: 800-275-8566

Our Providers

"I have never had an insurance agency more dedicated to keeping their customers happy. On top of the great service, they have also provided me with coverage that is by far cheaper than anyplace else I looked."
Ray P. SLC, UT
"First Priority Insurance got me a great rate! They are always there to answer questions and help me with all my insurance needs. Great Customer service!!!" -Haley J. SLC, UT
Haley J. Logan, UT
"They are always quick to respond to both emails and phone calls. They answer questions thoroughly, and they work hard to make sure we continue to have the best policy and insurance provider to meet our needs. I would highly recommend First Priority Insurance to anyone looking for insurance."
Ruth C. Bountiful, UT
"First Priority worked hard to find the best rates for my home, boat, and auto insurance. Great follow through to ensure proper charges and coverages. I highly recommend them and will use them as much as possible in the future.”
Mike N. Ogden, UT
"I have been a customer of First Priority Insurance for several years and I can honestly state that I have never worked with a more competent and helpful insurance agency. They are always willing to jump right in and help every time I call whenever that may be. I have received what can only be called excellent customer service from First Priority Insurance. I have recommended them to many of my friends and I recommend them to any one who reads this."
Cliff P. West Valley City, UT