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Professional Liability

Mistakes Happen.

In today’s litigious society, lawsuits against businesses are common. And as a business owner, you need to be prepared to protect the integrity of your company if an incident or mistake turns into a claim.

At First Priority Insurance, we understand that mistakes happen. That’s why we’re committed to helping you create a Professional Liability policy that keeps your day-to-day operations protected should your business be held legally liable.

What Does Professional Liability Cover?

While it’s important for your business to have general liability coverage for property damage and bodily injury, First Priority Insurance recommends adding Professional Liability Insurance to your business portfolio because it insures the people and/or entities of your business from negligent claims made by third parties, or even internal sources.

From failure to render a service to malpractice suits, Professional Liability can provide a wide variety of options, such as:

Errors and Omissions Liability (E & O) – E & O covers any mistakes made by employees who work on behalf of your business, if your business charges fees for your services. It can include coverage for any errors such as failure to perform or violations of contract. Depending on your industry, your insurance needs will vary.

Directors and Officers Liability (D & O) - Having financial protection for your business’s Directors and Officers can prevent loss in the event that they are held liable from actions related to their corporate positions. This can include anything from conflicts of interest to mismanagement of company assets and violation of laws.

Fiduciary Liability - Fiduciary covers claims that involve the violation of the Employee Retirement Income Security Act, or ERISA. If a manager, for example, violates the financial obligations of ERISA, having the right coverage can protect your company if held liable in situations from imprudent investments to failure to enroll employees.

Employment Practices Liability - With proper insurance, your business can be protected if a worker claims that his or her rights have been violated. This can include violations from sexual harassment and discrimination to violations of the Americans with Disabilities Act (ADA), mismanagement of employee benefit plans, and wrongful termination.

Contact a reprentative with First Priority Insurance today to prevent mistakes and errors from becoming major losses for your business.

 

Our Locations

Bountiful Office

442 N Main Street, Suite 210 A
Bountiful, UT 84010
Main office: 801-829-9437
Toll free: 800-275-8566

First Priority Insurance - Logan Office

255 South Main Street Suite 105
Logan, UT 84321
Main office: 435-562-4375
Toll free: 800-275-8566

Ogden Office

2727 North Washington Blvd Suite 102
North Ogden, UT 84414
Main office: 801-829-9437
Toll free: 800-275-8566

Salt Lake City Office

12217 S Loan Peak Pkwy Suite 150
Draper, UT 84020
Main office: 801-829-9437
Toll free: 800-275-8566

Our Providers

"I have never had an insurance agency more dedicated to keeping their customers happy. On top of the great service, they have also provided me with coverage that is by far cheaper than anyplace else I looked."
Ray P. SLC, UT
"First Priority Insurance got me a great rate! They are always there to answer questions and help me with all my insurance needs. Great Customer service!!!" -Haley J. SLC, UT
Haley J. Logan, UT
"They are always quick to respond to both emails and phone calls. They answer questions thoroughly, and they work hard to make sure we continue to have the best policy and insurance provider to meet our needs. I would highly recommend First Priority Insurance to anyone looking for insurance."
Ruth C. Bountiful, UT
"First Priority worked hard to find the best rates for my home, boat, and auto insurance. Great follow through to ensure proper charges and coverages. I highly recommend them and will use them as much as possible in the future.”
Mike N. Ogden, UT
"I have been a customer of First Priority Insurance for several years and I can honestly state that I have never worked with a more competent and helpful insurance agency. They are always willing to jump right in and help every time I call whenever that may be. I have received what can only be called excellent customer service from First Priority Insurance. I have recommended them to many of my friends and I recommend them to any one who reads this."
Cliff P. West Valley City, UT